Hiring help at home can improve quality of life for a loved one with limited mobility or memory loss. It can also give caregivers time for personal errands, rest and self-care. This can be particularly important for long-distance or working caregivers who struggle with balancing caregiving duties and work.
A caregiver agency near me can provide a trusted match for in-home care and assistance. Agencies can screen, interview and employ caregivers who are trained in assisting seniors with specific health needs. They can also provide payroll and tax services for independent caregivers.
Families may decide to search for a caregiver on their own through online resources, newspaper ads or word-of-mouth recommendations. This process can take weeks or months and requires families to spend considerable time looking through contact lists, screening candidates by phone, scheduling interviews and sifting through applications. Many times, the hiring process includes an initial in-home interview where the family can get a feel for the candidate. In some cases, the care recipient will also participate in the interview.
When comparing different options for finding a caregiver, families should consider all costs involved. In addition to the cost of the caregiver, there are often other expenses associated with caring for a senior or disabled loved one, such as travel, meals and supplies. Some of these costs may be covered by insurance policies or by government programs such as Medicaid.
The cost of a caregiver can vary greatly between home care agencies and private hires, depending on what is offered. In general, a caregiver from an agency will typically be paid less than a privately hired caregiver. The reason for this is that the agency will handle payroll, taxes and worker’s compensation insurance. This can add up to 30% – 40% to the hourly rate of an individual caregiver.
A benefit of using a home health agency is that they can provide next-day coverage in case of an unexpected issue such as an illness or vacation. However, it is important for families to plan ahead and create a backup plan for caregiving.
In-home care can be expensive, especially if it is used for long term care. This can be a major financial challenge for some families, but there are options to offset the cost. These include traditional insurance, long-term care insurance and state programs such as Nurse Delegation. Families can also seek reimbursement from private pay sources such as Medicare and Medicaid. Depending on the circumstances, each option has its pros and cons. For example, the convenience of an agency can outweigh a higher cost and greater risk of hiring an unqualified or dishonest caregiver. It is important to discuss all of these factors with your caregiving team. The goal is to find a caregiver that will fit the unique needs of your family and care for your loved one. caregiver agency near me